Skip to ContentSkip to Footer

Hotel & Motel Hospitality Insurance

Hotels and motels are often the targets of lawsuits, with high-profile cases emerging every year. In the hospitality industry, you need insurance coverage to protect the financial health of your business. Hospitality insurance is coverage designed specifically for those operating in the hospitality industry, including hotels and motels.

What Does Hotel & Motel Hospitality Insurance Cover?

Your hospitality insurance must be tailored to meet the needs of your enterprise. You should have coverage for everything from a guest’s slip and fall accident, to fire property damage, security failures, and smoke inhalation injuries. A hotel or motel hospitality insurance package may include coverage for business property, business liability, business crime, and guest property.

Business Property Insurance

This insurance can help restore lost income and cover losses to equipment and materials, such as bedding, televisions, washing machines, and refrigeration units, caused by unexpected occurrences.

Business Liability Insurance

Liability insurance can help protect your business against losses resulting from claims made by guests that they were injured or their property was damaged on your hotel or motel premises.

Business Crime Insurance

This coverage helps protect you from losses resulting from wrongdoing by a third party, such as theft, vandalism, or robbery.

Guest Property Coverage

If a guest has property lost or damaged while staying in your hotel or motel, this insurance covers your legal liability.

Cost of Hotel & Motel Hospitality Insurance

The cost of your hospitality insurance will depend on the location of your business and the types and levels of coverage needed. Our local insurance agent at Greater Choice Insurance in Erlanger, Kentucky, can design a package with coverage solutions tailored to meet the needs of your hotel or motel hospitality business.

Get A Quote

Address
MM slash DD slash YYYY
Max. file size: 49 MB.
This field is for validation purposes and should be left unchanged.

Customer Reviews
5/5

He was quick with response time, very upbeat and knowledge.

NT
Natalie T
5/5

Definitely would recommend going with Greater Choice Insurance.

EM
Elvin M
5/5

Would definitely recommend Greater Choice Insurance.

DZ
Donna Z
5/5

Greater Choice Insurance is such a great company and...

TL
TLA L
5/5

Great people who work there who helped me save some money on my car insurance!

MT
Marek T